Should You Name Your Trust as the Beneficiary of Your Retirement Plan? When planning your estate, one important decision is determining who should inherit your retirement accounts. These accounts—IRAs, 401(k)s, 403(b)s, and 457 plans—are tax-deferred vehicles designed to grow over time with pre-tax contributions. The choice of beneficiary can have significant tax and estate planning…
Trusts, Crusts, and the Importance of Picking the Right Professionals At Kaminski Law Group, we’re proud to focus on estate planning and probate — not pizza delivery. But when we saw this playful image of a law office and a pizza parlor side-by-side, it made us think: both estate planning and pizza actually share some…
Estate Planning During Divorce: What You Need to Know Going through a divorce is one of life’s most stressful events—but in the midst of the legal and emotional complexities, don’t forget to revisit your estate plan. At Kaminski Law Group, we often work with individuals navigating divorce who aren’t sure what they can or should…
How to Give Money to Family Without Paying Gift Tax Many people want to help their children or grandchildren financially but worry about gift taxes. The good news is that the tax code provides a simple, legal way to give money — or even valuable assets like cars — without triggering tax consequences or reducing…
We Are All Going to Die. Write the Love Letter Before You Go. We don’t like to talk about death. It feels heavy, uncomfortable—maybe even a little scary. But here’s what we’ve learned at Kaminski Law Group after helping hundreds of families: Estate planning isn’t really about death. It’s about love. When you take the…
