Should You Put Your Timeshare Into a Trust? Timeshares can be wonderful for making vacation memories, but when it comes to estate planning, they can also be one of the trickiest assets to deal with. Unlike a home or retirement account, a timeshare isn’t just about ownership—it comes with ongoing fees, limited availability, and, sometimes,…
Estate Planning During Divorce: What You Need to Know Going through a divorce is one of life’s most stressful events—but in the midst of the legal and emotional complexities, don’t forget to revisit your estate plan. At Kaminski Law Group, we often work with individuals navigating divorce who aren’t sure what they can or should…
Over the years, I’ve been asked many times whether a Transfer on Death (TOD) Deed is a good way to pass down property. These deeds were designed to simplify estate planning by avoiding probate—but in practice, they often create more problems than they solve. I no longer recommend TOD deeds to my clients—and I don’t draft them—because…
Do Credit Card Debts Disappear When You Die? One of the most common estate planning misconceptions is that debts vanish when someone passes away, or that placing assets into a revocable living trust shields them from creditors. In reality, that is not the case. Understanding how debts are handled after death is an important part…
Shield or Illusion? What California Law Says About Trusts and Creditors It’s a common misconception: if you transfer your assets into an irrevocable trust and wait a couple of years, you’re protected from creditors or bankruptcy proceedings. But under California law — and federal bankruptcy law — that strategy isn’t foolproof. In fact, it can…
